New Address for Harrisonburg Office - 1951 Evelyn Byrd Ave., Suite E Harrisonburg, VA 22801
(434) 845-2600
(434) 791-4711
(540) 689-0904
(540) 294-4562
(540) 931-0913
Toll Free
(800) 254-2760
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Cox Law Group – Bankruptcy Lawyer & Debt Relief Agency in Central Virginia – Lynchburg, Danville, Staunton & Wichester, VA

Cox Law Group - Debt Relief Agency in Central Virginia

Cox Law Group is a Debt Relief Agency. Our attorneys help people file for Bankruptcy under the Bankruptcy Code. We offer free consultations with an experienced bankruptcy attorney to determine whether or not bankruptcy is right for you. Bankruptcy can help to eliminate or reduce taxes, stop garnishments, stop foreclosures, stop repossessions, reduce car payments and wipe out credit card debt. We handle bankruptcies for consumer debtors and not creditors, and we do our best to keep our fees as low as possible. A consumer debtor typically chooses between filing a Chapter 7 bankruptcy, a Chapter 13 bankruptcy, and in some cases, a Chapter 11 bankruptcy. Chapter 7 and Chapter 13 bankruptcies are the most common. A debtor filing a Chapter 13 bankruptcy is often able to file the case through our office by paying no attorneys fees up front before the case and only paying the court costs and expenses to file the case. A Chapter 13 case is essentially a bankruptcy approved debt payment plan. Most Chapter 13 bankruptcy clients pay their attorneys fees to our office through a reasonable debt repayment plan that is part of their Chapter 13 bankruptcy plan. We also charge reasonable Chapter 7 bankruptcy attorneys fees and work closely with the client through the process to help them eliminate their credit card debt and their medical debt through the Chapter 7 bankruptcy process. Call us today and meet with one of our attorneys, David Cox, David Wright, Janice Hansen, or Heidi Shafer, for free. Serving Lynchburg, Bedford, Danville, Charlottesville, Farmville, Harrisonburg, Staunton VA. Please Call for your free appointment. We want to help you lift the heavy burden of uncontrollable debt from your shoulders and your family's lives. Call NOW 1-800-254-2760.


Our mission is simple. We seek to provide our clients with assistance managing or eliminating debt through thoughtful, skilled and personalized legal advice; prompt, courteous and compassionate service; and helpful guidance through the Bankruptcy process.

We put our Clients First

We strive to make our clients’ experience going through the Bankruptcy process as comfortable as possible. We limit our practice to representing only individuals and families going through the Bankruptcy process. We do not represent creditors or handle cases in any other areas of the law.

From the Desk of David Cox

I am David Cox and I am the owner and one of the bankruptcy lawyers at Cox Law Group. I am a strong advocate of helping people escape from debt through bankruptcy and debt relief. Here are some of my most recent articles and thoughts on this topic.

The DO’s and DON’Ts of Protecting a Tax Refund in Bankruptcy

For many people, a tax refund is a good way to pay for things, like Bankruptcy legal fees, that are often so difficult to save [...]


Now What? Issues a Small Business Faces When a Customer Files Bankruptcy

For small businesses, receiving a notice of a customer’s bankruptcy can be confusing. While the best advice is always to contact an attorney to determine [...]


How to Lose the Property You Really Want to Keep When You File a Bankruptcy?

Of course, the question that forms the title of this article is asked tongue in cheek. For my clients, losing the property they want to [...]


Dealing with Student Loans in and out of Bankruptcy

Without question, student loan debt is on the rise. The trend is likely due to a combination of factors, including a poor job market encouraging [...]


Simple Steps to Rebuilding Credit

Separating fact from fiction is difficult when trying to research how to improve your credit. Many credit repair companies market on television and radio commercials [...]


Tax Refund
Cox Law Group - Dos and Donts of Protecting a Tax Refund
All-Star Lawyers
Cox Law Group - All-Star Lawyer Award

Nation Association of Consumer Bankruptcy Attorneys

David Cox is a member of NACBA and serves as the Virginia State Co-Chair.
Super Lawyers
Featured News

View of the 2017 Bankruptcy Practice in Virginia - CLE
The 2017 edition of Bankruptcy Practice in Virginia, published by Virginia CLE and co-edited by David Cox has been released. It is the only comprehensive, [...]

The following was originally published in Lynchburg Business Magazine, January 2014 issue, and was written by David Cox. For small businesses, receiving a notice of [...]

American College of Bankruptcy Logo
David Cox was inducted on March 15, 2013, as a Fellow in the American College of Bankruptcy at a ceremony at the Smithsonian Donald W. [...]

Virginia Living, June 2013 issue.

An Article by David Cox Featured in the Lynchburg Business Magazine: “Looking for a Lifeboat When Your House is Underwater” As homeowners across the country [...]

Virginia Living magazine, April 2012 edition.

Corporate Counsel magazine, December 2011 edition.

In the News…
Office Locations


900 Lakeside Dr
Lynchburg, VA 24501

(434) 845-2600
(800) 254-2760


122 South Market St
Danville, VA 24541

(434) 791-4711
(800) 254-2760


119 S Augusta St
Staunton, VA 24401

(540) 294-4562
(800) 254-2760


609 Cedar Creek Gr, Ste A
Winchester, VA 22601

(540) 931-0913
(800) 254-2760

Harrisonburg *

1951 Evelyn Byrd Ave, Ste E
Harrisonburg, VA 22801
* By appointment only

(540) 689-0904
(800) 254-2760